Our Story

15 Years Helping People Choose Coverage Confidently

We're an independent agency — not tied to any one carrier — so our advisors recommend what actually fits your life, your family, and your business.

Our Story

We started Desert Sun Health because health insurance should never be this hard.

In 2010, our founder watched his sister — a self-employed graphic designer in her early 30s — spend three weeks trying to understand her health insurance options after losing her job. Three weeks. Dozens of confusing websites, conflicting information, and zero guidance from people who actually understood the system.

She eventually gave up and went uninsured for eight months. Four months later, she was in the emergency room with appendicitis. The bill was $34,000.

That's the story that built Desert Sun Health. We created this agency because navigating health insurance is genuinely difficult — and it shouldn't require a law degree to understand your options.

The Desert Sun Health advisor team in a bright modern office

What makes us different

We are 100% independent
Desert Sun Health is not owned by, affiliated with, or financially incentivized by any single carrier. Our agents earn the same commission rate regardless of which plan they recommend.
We are licensed professionals
Every Desert Sun Health advisor is a licensed insurance agent, compliant with state regulations, and carries Errors & Omissions insurance.
We offer a free service
Consultations, plan comparisons, and enrollment cost you absolutely nothing. Carriers compensate us — you pay the same as buying direct, or less.
We stay with you
Most agents disappear after enrollment. Your Desert Sun Health agent stays your resource for claims, annual reviews, life changes, and every question that comes up.
Our Mission

To make quality health coverage accessible, understandable, and affordable for every American — individual, family, or business — through honest, expert guidance and a service that costs you nothing.

Our values

Transparency
We tell you exactly what a plan covers and what it doesn't. No surprises at the worst possible moment.
Independence
We recommend what's best for you, full stop. Our advice is never influenced by carrier incentives or sales targets.
Accessibility
Health insurance shouldn't be a luxury. We work to find affordable coverage for every budget.
Longevity
We're not here to make a sale. We're here to build a relationship that lasts as long as you need us.

Licenses & credentials

Desert Sun Health is licensed to sell health, dental, vision, life, and supplemental insurance in all 50 states. Our agents are appointed with all major carriers including:

Blue Cross Blue ShieldAetnaCignaUnitedHealthcareHumanaOscar HealthMolina HealthcareAmbetterBright HealthKaiser PermanenteDelta DentalVSPMetLife DentalGuardianAmeritasAflacCigna SupplementalTransamerica
Why Desert Sun Health

We Work for You,
Not the Insurance Company

As an independent agency, we represent you — not any single carrier. That means unbiased advice, transparent recommendations, and plans chosen to serve your best interest.

100% Independent & Unbiased

We're not owned by any insurance company. We shop across 50+ carriers to find your best match — no hidden agendas, no preferred plans.

Our Service is Free to You

Carriers pay us when you enroll, so our advice and plan comparisons cost you absolutely nothing. You pay the same — or less — than buying direct.

A Dedicated Agent for Life

Your personal Desert Sun Health advisor stays with you year over year — reviewing your plan, handling claims issues, and being there when life changes.

Fast, Simple Enrollment

Most clients are enrolled within 48 hours. Our streamlined digital process means no stacks of paperwork and no waiting weeks for coverage to begin.

✦ From the porch

Real Arizonans.
Real coverage stories.

We split the year between Scottsdale and Minneapolis. Desert Sun Health found us a portable PPO that actually covers both states — last winter Chuck got pneumonia in Minnesota and everything was in-network. Worth its weight in gold.

Linda & Chuck P.
Snowbirds · Scottsdale, AZ ↔ Minneapolis, MN

Self-employed contractor in Tucson. My advisor ran my AHCCCS eligibility first — turned out I qualified for free coverage. Saved me $380 a month I didn't have.

Miguel R.
Self-employed contractor · Tucson, AZ

Family of four, all four of our doctors are in the Banner Health system. Our advisor cross-checked every plan against the Banner network and got us enrolled before the deadline.

The Nakayama Family
Family of four · Phoenix, AZ